Health insurance offers coverage for medical expenses incurred due to illness, injury, or other health emergencies. It helps protect you and your family from the financial burden of hospitalization, treatment, surgery, daycare procedures, critical illness, and other related costs. These policies can be taken individually, for your family, or as part of a group plan provided by your employer.
Health insurance works on the principle of risk sharing. Many individuals pay a fixed premium to the insurer. When a few policyholders face medical expenses during a year, these costs are paid from the collected premiums. This ensures that the financial burden is shared among all, making healthcare more accessible and affordable.
Add-ons can also be taken with individual health plans to enhance your coverage.
This plan is generally provided by employers to their employees. It covers hospitalization expenses and helps employees focus on their health without worrying about medical bills.
It improves employee security and strengthens their connection with the organization.
One plan covers your entire family with a single premium. The sum insured is shared among all family members, ensuring financial protection for everyone under one plan.
Helps cover hospitalization, surgery, doctor visits, medicines, tests, and other medical costs, reducing the financial strain during illness or injury.
Provides financial support for serious illnesses such as cancer, heart disease, kidney failure, and more, which may require long-term treatment and high expenses.
Get cashless treatment at network hospitals. The insurer pays the hospital directly, so you do not have to pay upfront.
Add-ons cover maternity, dental, OPD, or critical illness and can be included for enhanced protection as per your needs.
Premiums paid for health insurance are eligible for tax deductions under Section 80D of the Income Tax Act, helping you save more.
Need help choosing the right health insurance plan?
Our expert advisors are here to help you compare plans and make a confident decision.